Buyer guide · Pricing & money
Ask better closing-cost questions before signing
New-home closing costs vary by agreement, so we do not publish estimates. Instead, this checklist covers the documents and questions that reveal what you will actually pay at closing.
Updated with facts checked October 6, 2026. Source dates noted in text.
Purchase quote and tax basis
Start with a written quote showing base price, premiums and options. The July 2026 sheet states base prices include applicable taxes; confirm how any rebate is credited and what happens if you do not qualify.
Options and adjustments
Agreements typically contain closing adjustments — charges and fees passed to the buyer. Ask your lawyer to list every adjustment in the draft APS and whether any are capped. Do not assume caps from template language.
Independent legal review
The draft Phase 1B APS linked on the broker portal is a template. Your lawyer should review the exact agreement you are offered before or within any review period the agreement provides.
Decision aid
Document request checklist (unpriced categories)
- Current written price quote with premiums and options
- Exact APS and all schedules
- List of closing adjustments and any caps
- Rebate assignment terms and what happens if ineligible
- Land transfer tax calculation from your lawyer
- Lender appraisal and rate-hold terms
- Legal fees and disbursements quote
- Home insurance quote
We intentionally publish no closing-cost estimates; amounts depend on your agreement and situation.
Land transfer tax and refunds
Ontario land transfer tax applies at closing. First-time buyers may be eligible for a refund under Ontario's program; eligibility is individual and not guaranteed.
Lender, appraisal and insurance
Ask your lender about appraisal timing for a home that is not yet built, rate-hold options and what happens if closing is delayed. Arrange home insurance before closing.
Request the latest buyer package
Frequently asked questions
What are typical closing costs at Seatonville?
They depend on the agreement's adjustments, your financing and tax situation. Ask your lawyer to review the exact APS.
Will I get the first-time buyer land transfer tax refund?
Only if you meet Ontario's eligibility rules. Check the official source and confirm with your lawyer.
Does the draft APS cap closing charges?
Do not rely on template prose. Your lawyer should confirm what the exact agreement says.
Sources (checked October 6, 2026)
Related resources
Request Seatonville Information | CondoCircle
Request current Seatonville pricing, floor plans and lot availability, or book a meeting about ARISTA's Pickering townhomes and detached homes.
Request Seatonville Information | CondoCircle
Request current Seatonville pricing, floor plans and lot availability, or book a meeting about ARISTA's Pickering townhomes and detached homes.